A Guide for Furniture Stores that Accept Klarna

When it comes to furniture, there are a few different ways that you can pay for your purchase. One of those methods is Klarna Financing. If you’re not sure what this entails, then read on! In this article, we will discuss why more and more furniture stores accept Klarna as a form of payment and how it works. We’ll also give some tips on how to make the most of this service if you use it in your store.

What is Klarna Financing?

Klarna Financing is a way of paying for your purchase that allows you to split up the total cost into manageable monthly payments. You might have seen this before with popular electronics and household appliances, but now it’s available at furniture stores as well.

When you purchase something with Klarna, you will be given a payment plan and also receive your product right away. This means the item is shipped to your home as soon as possible so that it can be enjoyed immediately.

When using Klarna, you can pay for your purchase in full upfront or break it down into manageable monthly payments. If you choose to take advantage of the financing plan that they provide, then each month will be charged a small amount until the balance is paid off.

How Does Klarna Work?

It works much like layaway – instead of paying off the entire amount all at once, you’ll pay in small installments over time. When you finalize the order through our website or mobile app, we will guide you through how exactly Klarna Financing works so there are no surprises later on. After payment has been approved by both parties (you and us) then your order will be processed just as usual. Next thing you know, those new dining room chairs will be at your doorstep.

Klarna Financing is a great option for customers who want to pay off their purchases over time. It’s simple, convenient and you can even return your item if you change your mind later on. If this service sounds like something that would be beneficial for your store then contact stores accepting Klarna today about how they can help make it happen for you.

The process of shopping with Klarna Financing varies from store to store and may depend on which furniture company you use this service at. In general, though there are usually three steps involved:

  • First, you select the product you would like to purchase.
  • Next, you will be given an option by this furniture company which states that you are interested in financing your purchase through Klarna. If so, then all of the information about how it works and what fees might apply should also be displayed at this time. You can choose whether or not you want to accept these terms before proceeding with checkout.
  • Finally, once everything is set up on both ends (and assuming there’s no problem with your credit), then your item will ship right away! This means that instead of waiting days for delivery after making a large purchase, now it will arrive much sooner since it was shipped out immediately upon being ordered.

Why Do More Furniture Stores Accept Klarna?

More furniture stores are starting to accept this form of financing because customers appreciate how convenient it is for them to split up their payments into manageable installments.

Now they don’t have to put off buying larger items such as couches or dining sets since they can pay back in monthly installments instead of having one large bill all at once. Plus, if you decide not to keep the item after paying for it several times over, then simply return it.

Can I Shop with Klarna if I Have Bad Credit?

Unfortunately, to use this service you need a form of identification that proves you are who you say you are. This makes sure that the company is protected against fraud and theft when it comes to providing financing plans for its customers.

Because of this, people without any credit or very low credit may not qualify for Klarna Financing. But don’t worry – there are plenty of other ways to get furniture right away through online retailers such as Wayfair.

All in all, shopping with Klarna is beneficial because it allows furniture stores dealers to offer affordable services for their customers while also earning more income themselves by increasing sales volume due to the convenience factor.

Furniture Stores that Accept Klarna


Klarna is a popular choice for IKEA customers because they can make their purchase right away and pay it off over time with monthly installments. They also enjoy the flexibility of being able to return their item if there are any problems later on, all while keeping it in pristine condition from when you first received it.

Ikea will accept Klarna Financing for purchases over $300.

2) Wayfair

Wayfair is another furniture store that accepts Klarna for customers who want to purchase their items right away and pay them off over time. They can do so by simply clicking a button on the website or mobile app, all while keeping in mind that Wayfair also has no hidden fees involved with this service either.

Wayfair offers Klarna Financing for furniture purchases of $199 and up.

3) Crate & Barrel

Klarna is an option at Crate & Barrel if you’re interested in financing your purchase through monthly installments instead of paying it off once it’s been shipped out from the store. You’ll be able to monitor everything online including expected delivery dates as well as being able to easily update any changes along the way too.

Klarna will accept customer financing for furniture purchases of $299 and up.

4) Target

By using Klarna, customers can split their bill into two or three installments to pay it off over time instead of a lump sum at once. They’ll also have the freedom to shop with ease knowing that they won’t be paying any extra fees as part of this service either.

Klarna offers Target customers financing plans on items from $75-$300 so you can buy what you need right away without worry.

5) Amazon

Klarna is an option Amazon customers can take advantage of if they want to split their purchase into three easy installments instead of paying for it all at once. They will also benefit from having the flexibility to return items that don’t work out without any hidden fees coming along with it either. Klarna offers financing plans on furniture purchases ranging anywhere from $75-$300 as well, depending on what specific item you are interested in getting.

All Furniture Stores That Accept Klarna

IKEA, Wayfair, Crate & Barrel, Target, and Amazon all accept Klarna Financing so feel free to give them a call today about how exactly this service works or visit stores accepting klarna. You’ll be able to get the furniture right away and pay for it over time instead of having to wait until your next paycheck comes in.


Not all furniture stores out there will accept Klarna financing, but the ones that do are very popular among users. This includes IKEA, Wayfair, Crate & Barrel, Target, and Amazon. If you’re looking to get the furniture right away without having to wait for your next paycheck or pay off a lump sum of money at once, feel free to visit stores accepting klarna today.

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